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How do you pay for your mods?


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Discussion Starter #1
So ladies and gents, I'm curious how do you pay for your poison? To make the polling more accurate, here is each choice more clearly defined.

CASH: You save up the money for your mods and purchase them outright, either with cash or check. Once the purchase is made, you do not owe any more money. If you use a credit card (to order something off the internet for example) and pay the bill off completely at the end of the month, then choose cash.

CREDIT: You purchase your mods using a credit card and pay the balance off over time.

LOAN: You borrow the money from a lending institution (bank), friends or family.


Thanks
Ronin Z
 

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I don't buy unless I have the cash for it.
 
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I don't buy unless I have the cash for it.
+1 no way im putting mods for the car on a credit card, it really tells you how bad you want the mod if you are willing to save the cash to buy it.
 

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I don't buy unless I have the cash for it.
+2 If I used credit cards to buy mods I would be in more debt than I could handle... I actually closed one of my cards when I bought the Z because I knew I would get myself into trouble if I didn't
 

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I use my credit card for everything just to rack up more points for free stuff at Home Depot. I voted "cash" because I pay off the card every month.
 

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Discussion Starter #7
I tried whoring my body out for mods, but after it took nearly 4 years to save up enough for an intake... I've since reverted to more conventional means.

Ronin Z
 

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I have excellent credit so I used a Credit Card that had 0% interest for 18 months to do many of my mods. Its almost paid off and have'nt paid a dime in interest. The Z is almost paid off as well. :cheers:

Edit: Anyone lurking on here looking to info to steal identities, you are wasting your time with me cause I am freezing my credit as I am typing this. NO BS

Man, it F'ing sucks thinking about some Low life SCUM of the earth spending on others credit. What the **** is wrong with people
 

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I have excellent credit so I used a Credit Card that had 0% interest for 18 months to do many of my mods. Its almost paid off and have'nt paid a dime in interest. The Z is almost paid off as well. :cheers:

BTW what credit card is that? I have great credit too and that sounds amazing!



As for my mods, I turn to Randy Moss's line of thinking "straight cash, homey"
 

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I tried whoring my body out for mods, but after it took nearly 4 years to save up enough for an intake... I've since reverted to more conventional means.

Ronin Z
LOL! Yeah it's funny when guys joke about being a gigolo i think the nation is originally that you would go around sleeping with semi hot frustrated house wives. I think the reality though is the majority of your clients would either be fat ugly chicks or fat ugly dudes.
 

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BTW what credit card is that? I have great credit too and that sounds amazing!
As for my mods, I turn to Randy Moss's line of thinking "straight cash, homey"

Discover, they probably still have a promo going on- not sure if it is still 18 months. But I am not BS'ing it was 18 months for me.
 

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Now that I don't have to pay child support any more.............I use that money...well part of it......

**** woman...The way i see it is I was paying for my half and thru child support paying for her half....now she is paying for her half and i pay my own half....and instead of dropping off AND picking up my daughter I MAKE her pick her up when it is her turn to see her, and then i pick my daughter up when it's time for her to come home, this way i save on gas also!!!! and wear and tear on the Z!

Life is GREAT!
 

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**** Danimal, sounds like you'd have been better off finding a woman you hate and giving her a house.. lol


Anyways, I'm a cash only guy. Basically, a credit card for me is used for two things - Buying **** over the internet, and buying food/stuff while traveling (takes care of conversion rates and I don't end up with a ton of Rand or Euros or Loons that I can't do anything with..) I don't buy anything I can't afford. Using this strategy actually allows me to afford more stuff in the long run. I can't stand people who are quick to swipe the card on **** they don't need, and end up deep in debt and cry how poor they are. STOP spending other people's money.
 

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i have paid cash for all my mods so far except for my volk rims which i got a credit card for, but i also did this so i can build credit
 

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Discussion Starter #20
The results are interesting...

So far the responses don't quite reflect the reality that I have experienced from talking to people in real life. I guess the Z community is a fiscally responsible bunch.

Ronin Z
 
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