Funny, but in my day something like a Z in college was unattainable unless you were: A dope dealer, a pimp, an athlete on the take, or a rich, spoiled brat. Not that I'm saying you're one of them at all. Back then, minimum wage was around $4/hr, so it was tough to shell out that kind of money AND pay for college, even with a scholarship. Also, I think young adults are much more focused, educated, and fiscally responsible then 20 years ago. Maybe the parents learned something and passed the wisdom on?...
Congrats on going to UCLA and getting a car that will be a hit with the ladies!