NJ has a driver improvement program - one of the classes is a Defensive Driving class
Defensive driving program
When you successfully complete a defensive driving course:
you will have learned defensive driving skills. To view a list of state-approved driving schools, visit
http://www.state.nj.us/dobi/dmvschl.htm on the Internet or speak with your automobile insurance agent
two points will be removed from your driver record. Call 888.486.3339 for a written driver abstract request form, or 609.292.7500 for your verbal driver history. Also, visit
http://www.state.nj.us/mvc/online.html to view your history online.
your insurance company may give you a rate reduction. Call your agent for details