Well, when I switched insurance policies there was a section on there for aftermarket parts, I added my exhaust, intake, etc etc etc and rims...the only thing that they added to my policy were my rims--I don't think they will hassle you for the aftermarket parts, if you pay the deductable they should fix it back to the same condition. I freaked when someone wrecked into me big time, I sent the body shop a list of all my mods (hehe down to the brake pads) and said that I do not want the OEM parts back on there if that is what they had to do, he said they would put the same parts back on that were on there when I had the wreck ie/if he was going to replace the tires he would have to replace them w/ the toyos and not the potenzas.... I don't know if they require a police report or not. I would def. have them come out and look at it (the ins. co.) and see what they say after assessing the damage....
Originally posted by DiRN@Nov 12 2004, 02:58 PM In general, an insurance company is insuring a factory car. Anything you do to the car aftermarket won't be covered unless you have it added to the policy.
Well I don't know for sure DiRN but my guy said he gave the estimate on the pieces/parts that were on the Z when it came in to him. Mabye since it was on the other guys insurance they didn't really care????
It could be because the other guy's insurance company had to pay for it. His company isn't insuring anything about your car, it's insuring his liability. In this case, since no one else was at fault, the insurance company may not cover the aftermarket parts. :dunno:
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